ESKETIT: High return 14% – Is it safe to invest?

Esketit is a young crowdlending platform that is being talked about a lot lately. We are going to analyse and learn more about this P2P platform, what it offers to investors and if it is safe.

what is Esketit?

Esketit is a crowdlending platform that was born in December 2020 within the Creamfinance Group. In it we will find virtually only investment opportunities in Creamfinance loans.

Creamfinance Group has been operating in the market since 2012, issuing loans in Spain, Latvia, Czech Republic, Poland, Mexico, Jordan and Sri Lanka. Most of the loans they offer are very short-term personal loans. Creamfinance may be familiar to you from Mintos, as they also fund their loans there.

So, on the Esketit platform you can diversify across countries, but you are investing in the same loan originator. In this sense it is a single originator platform, similar to Lendermarket, Twino, Viainvest or Afranga.

The P2P platform is registered in Ireland.

✳️ Types of loans:Short-term
✳️ Yield:12% (average)
✳️ Loan terms:1-3 months
✳️ Automatic investment:Yes
✳️ Secondary market:Yes
✳️ Repurchase guaranteeYes
✳️ Minimum investment:10€
✳️ Fees and commissions:No commissions
✳️ Language:English
✳️ Bonus:0.5% of your investment for the first 90 days
By registering here
✳️ Registration link:Click HERE

Advantages of investing in Esketit

✔️ High profitability

✔️ Loans with repurchase guarantee

✔️ Good liquidity due to very short-term lending, 60-day repurchase guarantee and secondary market.


❌ The platform is still very young

❌ Only offers loans from one originator

Esketit bonus

By registering through this link you will get a bonus of 0.5% of your investment for the first 90 days.

Profitability on Esketit

The average return obtained by investors on the platform is around 12%. In any case this will always depend on the configuration of the self-investment strategy. Currently loans can be found with an interest rate between 10% and 14%.

Repurchase guarantee

Esketit loans have a repurchase guarantee which is applied 60 days in arrears. The loan originator will buy back the loan and the investor will receive the principal plus accrued interest. Although right now all the loans we have seen on the platform have a buyback guarantee it will be necessary to tick the “Buyback only” box, as this may not always be the case.

Secondary market

The platform has a secondary market where you can sell loans before they expire or buy loans from other investors at a discount. When you put a loan for sale on the secondary market you can put a premium (higher amount) or a discount. It is not possible to invest automatically in the secondary market, creating an auto-investment strategy, it will have to be done manually.

who can invest in Esketit?

It is possible to register and invest as an individual or as a company.

Requirements to invest:

  • You must be over 18 years of age
  • Have a bank account in the European Union or the European Economic Area

Register on ESKETIT from this link and you will get a bonus of 0.5% of what you invest during the first 90 days.

How to invest in Esketit: Tutorial

Deposit money

To add money you must make a bank transfer from a bank account in your name, indicating theInvestor Account number in the concept of the transfer.

Withdrawing money

You will be able to withdraw available uninvested money to the same bank account from which you have deposited money.

Configure Autoinvest

You can invest either manually or automatically. The easiest way is to set up an autoinvest strategy. It is possible to create more than one different strategy.

You can choose between one of the predefined “Esketit Strategies” or you can set up a customised strategy yourself.

In Esketit autoinvest you can choose various parameters: amount to invest per loan, interest, term, countries, type of loans, originators. You can also choose whether you want to exclude loans in which you have already invested, loans that have already been deferred and if you want to invest only in loans with repurchase guarantee.

esketit autoinvertir
Auto Invest Esketit

Register with ESKETIT from this link and you will get a bonus of 0.5% of what you invest for the first 90 days.

Esketit Reviews

These are the reviews about Esketit:

Esketit reviews on Trustpilot

Here you can see what other investors have to say about the platform on Trustpilot.

opiniones esketit
Esketit reviews

My opinion about Esketit

I think it is a good option to diversify in some countries that we are not used to see in other originators, such as Jordan. The returns they offer are also attractive, with loans ranging from 10 to 14%, you can easily achieve an average return of 12%.

If you follow my monthly portfolio updates you will see that it is one of the P2P platforms where I get a higher return(see my crowdlending portfolio). I really like the fact that the website is constantly improving to meet the needs of investors. It is very easy to use and very visual.

Sign up to ESKETIT from this link and you will get a bonus of 0.5% of what you invest for the first 90 days.

Welcome BONUS for NEW investors

Do you want to start investing? Registering from the following links you will get a bonus:

🎁 Bondora BONUS 5€

🎁 Esketit BONUS 0,5%

🎁 Estateguru BONUS 0,5%

🎁 Income BONUS 2% cashback of first investment

🎁 Income BONUS 1%

🎁 Lande BONUS 1%

🎁 Lendermarket BONUS 1%

🎁 Peerberry BONUS 0,5%

🎁 Urbanitae BONUS 1% cashback of first investment

🎁 Twino BONUS 20€ (minimum investment 100€)

🎁 Viainvest BONUS 1%


Carmen Corral

I invest in P2P lending since 2019. This type of investment was the first that I incorporated into my portfolio, due to its simplicity. Here and on the YouTube channel canal de YouTube I talk about my investments and crowdlending news.

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