LANDE – Is it WORTH to invest? Everything you need to know

Discover this crowdlending platform that offers investment opportunities in agricultural crowdlending. Read on to discover the advantages and disadvantages of investing in Lande (formerly Lendsecured), find out about their welcome bonus for new investors and my opinion on the platform.

what is Lande?

Lande is a crowdlending platform that offers investment opportunities in agriculture-related loans. Farmers come to the platform to finance their farming business, whether it is the purchase of machinery, land or everything needed for the harvest.

Lande has evolved since it was born in 2019 as a real estate crowdlending platform, called Lendsecured. Subsequently, and after focusing increasingly on lending to farmers, in 2022 it changed its brand image to Lande.

FoundersŅikita Gončars and Edgars Tālums created the platform after identifying a need in the market for a crowdlending platform offering low LTV loans. All of Lande’s investment opportunities are backed by collateral with an LTV of 50% on average.

✳️ Types of loans:Agricultural with collateral
✳️ Yield:10-11% on average
✳️ Loan terms:3-60 months
✳️ Automatic investment:Yes
✳️ Secondary market:Yes
✳️ Repurchase guaranteeNo (have mortgage collateral or collateral)
✳️ Minimum investment:50€
✳️ Fees and commissions:No fees and commissions
✳️ Language:English
✳️ Bonus:1% of what you invest for the first 90 days
By registering here
✳️ Registration link:Click HERE

Advantages of investing in LANDE

✔️ Minimum investment from only 50 euros

✔️ All loans are collateralised (mortgage or other collateral)

✔️ Low LTV (50% on average)


❌ The platform is still young

❌ It is in English

❌ Its autoinvest tool for investing less than €250 is limited

Profitability on Lande

The platform regularly publishes statistics where you can see the average profitability of the projects. Currently the average annual profitability is 11%.

Register in Lande from this link and you will get a bonus of 1% of what you invest during the first 90 days.

Repurchase guarantee

Lande’s loans have no repurchase guarantee, but all of them have a mortgage or collateral guarantee with a low LTV. In some cases the collateral is a land mortgage, in others it may be farm machinery or the crop.

¿Qué es LTV?

LTV significa “Loan To Value (en español ratio préstamo-valor). Este es un ratio que tiene en cuenta el valor de la propiedad y el valor del préstamo. Imagina, por ejemplo, que tenemos una propiedad de 50.000 euros y se pide un préstamo de 40.000 euros, el LTV sería lo que resulta de dividir la cantidad del préstamo entre el valor de la propiedad, lo que daría, en nuestro ejemplo, un 80%. Este es un valor bastante elevado.

Cuanto inferior sea la ratio, este porcentaje que vamos a ver al lado del LTV, muchísimo mejor, esto quiere decir que la propiedad tiene un valor mucho más elevado en comparación con la cantidad del préstamo que se va a pedir.

Secondary market

The platform has a secondary market to sell your investments before they expire and also to buy opportunities that other investors decide to sell.

lande inversion

Lande Commissions

The platform is free to register, invest, deposit and withdraw money. It does not charge any commission to investors.

who can invest in Lande?

Requirements to invest:

  • Be over 18 years of age
  • You must be a tax resident of a European Economic Area country
  • Have a SEPA bank account

Welcome bonus

By registering through this link you will get a bonus of 1% of the amount you invest during the first 90 days.

How to invest in Lande: Tutorial

Depositing money

You will have to deposit money by making a SEPA bank transfer to the account number indicated in your user account, once you have registered.

Investors’ money is kept in a separate account from the LANDE operating account, opened with BNP Paribas.

Withdrawing money

Uninvested money is available for withdrawal to your bank account. Withdrawals are free of charge and usually take about 3 working days.

Investing at Lande

In Lande you will have the possibility to invest manually by logging into each of the projects. If you set up notifications you will be able to receive all new investment opportunities in your email when they are published on the platform.

In each of the projects you will find detailed information: what the loan is for, information about the borrower, repayment schedule, what the collateral consists of, etc.

You can invest from as little as 50 euros in each project.

Set up autoinvest in Lande

To invest more comfortably, there is the possibility to invest automatically by configuring an autoinvest strategy.

If you invest less than 250 euros per loan, you will only have access to the basic configuration, in which you can only determine the amount you want to invest in each loan.

estrategia de autoinversion lande
Autoinvest basic in Lande

If you want to invest more than 250 euros per loan, you can access the ADVANCED option and configure the following parameters:

Strategy name: since you can create more than one strategy, here you can give an identifying name to each one.

Investment per project: amount you want to invest per project, minimum 250 euros to be able to use the advanced configuration.

Interest rate: minimum interest rate of the loans in which you want to invest, check the minimum option and it will invest in all the loans that have at least that interest rate or a higher interest rate.

Term in months: term of the loans you want to invest in (up to 6 months, up to 12 or up to 24 months)

LTV in %: maximum LTV of the loans you want to invest in.

configurar estrategia de autoinversion en lande
Lande’s self-investment strategy

Register in Lande from this link and you will get a bonus of 1% of what you invest during the first 90 days.

Lande Reviews

These are the opinions about Lande:

Lande reviews on Trustpilot

Here you can see what other investors have to say about the platform on Trustpilot.

opinion lande
Lande Reviews

My opinion about Lande

I invest in Lande because it offers me the possibility to diversify my portfolio in the agricultural sector. This is an interesting sector that also tends to perform very well in crises.

Another advantage of this platform is that all loans are secured by collateral, mortgage or otherwise, always with a low LTV.

Although I would like to see a more powerful self-investment tool, with more options, what I really like about Lande is all the detailed information they offer about each project.

In my crowdlending portfolio you can see the performance I get on this platform (and others) every month.

If you want to try Lande by registering on this link you will get a bonus of 1% of what you invest during the first 90 days.

Welcome BONUS for NEW investors

Do you want to start investing? Registering from the following links you will get a bonus:

🎁 Bondora BONUS 5€

🎁 Esketit BONUS 0,5%

🎁 Estateguru BONUS 0,5%

🎁 Income BONUS 2% cashback of first investment

🎁 Income BONUS 1%

🎁 Lande BONUS 1%

🎁 Lendermarket BONUS 1%

🎁 Peerberry BONUS 0,5%

🎁 Urbanitae BONUS 1% cashback of first investment

🎁 Twino BONUS 20€ (minimum investment 100€)

🎁 Viainvest BONUS 1%

Product Name
EUR 50

Carmen Corral

I invest in P2P lending since 2019. This type of investment was the first that I incorporated into my portfolio, due to its simplicity. Here and on the YouTube channel canal de YouTube I talk about my investments and crowdlending news.

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